Our Blog

Category: Education (12 posts)

May 16, 2011 @ 12:26 PM by:

By managing your personal information carefully and sensibly, you can help guard against identity theft. We recommend a few simple precautions to keep your personal information safe.

[read full post]

Posted in Education

5 steps to a Higher Credit Score

May 10, 2011 @ 3:36 PM by:

There are steps you can take to ensure that each time a new "credit picture" is taken, it shows your best side. By observing the following guid ... [read full post]

Posted in Education

Strategies to Spruce Up Your Credit Profile

May 4, 2011 @ 8:49 AM by:

Credit Basics 101

Give Your Credit a Check-up!

With a little research and 5 simple steps, it’s easy to spruce up your credit profile:

1. Get the facts

The first step i ... [read full post]

Posted in Education

Credit Basics - Credit Scores 101

May 3, 2011 @ 8:25 PM by:

History The credit scoring system became prevalent during the 1960's as a way for lenders to quickly evaluate a potential borro ... [read full post]

Posted in Education

Answers to some good mortgage questions a first time homebuyer may have

April 16, 2011 @ 10:46 PM by:

Buying a home is a big financial commitment, and many Canadian renters are st ... [read full post]

Posted in Education

Using Your RRSPs Toward a New Home

March 27, 2011 @ 10:57 PM by:

Most of us think about building retirement savings for the future. Too often, we forget that as first time homebuyers, we can get our retirement savings working for us a little earlier. Although sometimes things seem out of reach, on closer examin ... [read full post]

Posted in Education

Documents Documents Documents

March 27, 2011 @ 10:52 PM by:

It is really important to have all your documents ready when it is time for a new mortgage, a refinance, or time to re-negotiate really helps ensure the process is fast and pain free. I have found that this pre-planning is often overlooked, ... [read full post]

Posted in Education

Title Insurance - reasons why to purchase it

March 15, 2011 @ 10:04 AM by:

Before 1997, the most common way people would hope title to their home was "clean" was to have a lawyer do title searches, and give an opinion as to the title. If something went wrong, you sued your lawyer.

Title insur ... [read full post]

Posted in Education

By Referral Only Means...

February 9, 2011 @ 9:36 PM by:

YOUR REFERRALS ARE THE LIFEBLOOD OF MY BUSINESS. I build my business with your help. My goal is to provide you with a level of service you have never experienced before from a banker/financial services professional. When you do b ... [read full post]

Posted in Education

Should You Insure Your Mortgage?

January 20, 2011 @ 8:51 PM by:

I am posting below an article courtesy of Joseph Balan, an insurance agent who I trust, at Cooperators. It is a good read and discusses something one needs to keep in mind when getting a mortgage. It is always good to talk to a trusted ... [read full post]

Posted in Education

Mortgage Free Sooner

January 6, 2011 @ 9:44 PM by:

Mortgage Free Sooner

Common Sense Ways to Trim Years Off Your Mortgage

Shop around! Bank employees are paid to protect the bank, ... [read full post]

Posted in Education

Collateral Mortgages vs. Conventional Mortgages

January 2, 2011 @ 11:56 PM by:

As of October 18, 2010, TD Bank began to register their mortgages as collateral mortgages rather than conventional mortgages.

What is the definition of a collateral mortgage? It’s a loan attached to a promissory note and backed ... [read full post]

Posted in Education