Hi, my name is Georgel Miloje, and I'm your local Kitchener-Waterloo and area Mortgage Alliance professional.

Here is a little bit of information about me.  I'm a proud father to a house full of boys.  I am also involved in the Romanian-Canadian Community in Waterloo region.  I teach dance to several groups at the Romanian Cultural Centre "Banatul" in Kitchener.

I have always had a great aptitude for numbers, making sense of problems and coming up with solutions.  This along with my desire to really help people and make a difference are what attracted me to being a mortgage broker.  The mortgage market can be intimidating to many people, especially when it is your first home, or are self-employed, or new to this country. 

From my own experience in purchasing my first home, I know how scary things can be.  I was lucky that I have a family who has been active in the real estate realm by buying and selling property almost since they arrived in Canada.  Still, this was my first purchase and it was intimidating.  I was also lucky to find a good mortgage professional who explained things to me so I could understand  the process.  I want to be that person you remember as being the one who helped you.  Many banks and lenders do a good job of selling you on their products or services.  But how many actually help you find what is really best for you?  I want you to feel satisfied that you have been taken care of. 

Come renewal time, a mortgage professional can also help.  Most people think when they get their renewal letter that wow, they offered me a bit lower rate than last time, great, let's sign.  Well hold on.  Things have probably changed in your life during those years.  Is this product they are offering me still the best for me?  Is this really the best rate that I deserve?  This is a time when you also need good advice from a mortgage professional who cares. 

Are you thinking of investing in property?  A mortgage professional is the one who will help you manage the mortgages, lines of credit, etc. to help you be efficient in your property investment and cash flow.  New to Canada?  Self-Employed?  There are programs there to help you. 

I have always been commissioned or self-employed in my chosen careers.  I understand the challenges a self-employed person faces when visiting the bank.  You just need someone to show you the options.